Online Shopping Securely
Shopping online is becoming a day to day occurrence for many people. The internet has become a part of most people’s lives, and making purchases from online shops for many has become routine.
As it becomes routine, it can be easy to overlook the security that keeps your financial and personal details away from harm, but electronic eyes never sleep, and as surely as you would lock your front door without thinking, when going out shopping, so a few simple thing to bear in mind, taking little or no effort or time.
Home is a good place to start, and keeping your computer up to date with the latest antivirus and anti-spyware is essential. Many modern programmes update themselves, but it’s worth checking it out from time to time.
There are many people becoming complacent about checking if a web site that they’re not familiar with is a safe place to shop or not, it is important to remember a few things before parting with any financial information.
The first thing with an unfamiliar site, is don’t be lured by an offer that is outrageously cheap, the old adage, “if it seems too good to be true, it probably is”, still applies, steer clear. Apart from the fact you seem to have found what you wanted, just have a look around the venue and check it seems professional, no spelling mistakes, proper graphics, good use of English etc.
So if you’re confident enough to make a purchase, when you get to the secure page, that is, before you start the payment process, check the address of the site carefully. Look in the browser bar and be sure that the URL begins with https:/, if this part of the address just reads http:/ then it has not got sufficient security in place.
The S on the end of the former, indicates it has Socket Security Layers, which means that the information that you enter, will be encrypted as it leaves your station and can only be decrypted by the sellers computer system, and not by any random interception hacking devices.
The browser bar should also carry the symbol of a closed padlock. Should that symbol be shown not in the browser bar, but elsewhere on the page, it may well be an indication of fraud.
Should you decide to go ahead and make a purchase, always use your credit card ahead of your debit card, as your transaction will fall under the Consumer Credit Act, which makes the card company jointly liable with the supplier to ensure you get what you buy, and recompense in the case of fraud.